For financiers | Green Fleet Mobility

How collections work

Collected at the point of work.

A loan is only as good as the collection. Ours is built into the one thing a rider cannot work without: a charged battery.

Pay at the swap
The daily installment is paid together with the battery swap. No payment, no swap, so the bike does not move until the lender is paid.
A rider fund covers bad days
Part of every down payment goes into a fund. If a rider misses a day, the fund pays your installment, and it refills when the rider catches up.
A guarantee fund in escrow
The guarantee fund is kept in an escrow account. If one of our riders fails to pay on time, you draw from it directly.
The bike is the collateral
Every bike is GPS tracked. If a rider defaults, the bike is recovered and passed to a new rider with a new down payment. Your loan keeps paying.
One partner, not 100 riders
We onboard riders, run collections and remit to you on the schedule we agree, weekly or monthly. Your officers can sit at our office to open accounts.

Repayment you can count onEvery referred loan is guaranteed in full. The rider fund and the escrow guarantee fund sit between a missed day and your book.
EV exposure without EV collections riskArrears, recovery and reassignment are ours to manage, with telematics on every unit.
A clean front doorRiders deal with Green Fleet. You get a single partner, a single remittance and a full portfolio report.
Start small, then scaleWe start with a pilot batch of bikes so you can see the guarantee at work before committing more.

Financing

We make the vehicle fundable: we bring the lender, structure the loan against real earning capacity, and stand behind it.

We refer the rider to a partner bank or microfinance institution for the purchase loan.
The loan is sized against what the rider actually earns, not a generic income band.
Repayment runs for a maximum of 24 months on an electric bike, 60 months on an electric car.
The rider owns the vehicle outright at the end of the term.

Terms shown are the maximum tenures. Every loan is priced by the lender.